This month in April 2021 I will be sharing my story and secret formulas to achieve Financial Freedom.
It wasn’t easy to share about this topic because it is a sad and vulnerable story especially those who know me personally. I wanted to finally share it because for many years I have struggled financially and how I am finally getting the goal of being financially free and I wanted to inspire others if I can do it, you can do it too.
When you hear the term financial freedom, in the simplest explanation this is what I understand it to be: Financial freedom usually means having enough savings, financial investments, and cash on hand to afford the kind of life we desire for ourselves and our families. It means growing savings that enable us to retire or pursue the career we want without being driven by earning a set salary each year.
Rewind back to the past:
I got myself a credit card when I was 18 in high school and I’ve already started working part time at a job since I was 16 so at that time it was ok. I wont overspend it. After high school, I didnt work at all I did was go to college full time and I ended up using my credit card the most around 19 or 20. My parents provided all my tuition and expenses. I was very fortunate to have hardworking parents who supported me. After all, it was their dream for their children to graduate college since they didnt. After I graduated college, my goal was to find a career well at least a job related to my business degree.
It wasnt easy, I had to go thru temporary staffing agencies and apply at other jobs on my own to find work because most companies want someone with actual work experience not someone fresh out of college. I had moved back to Maui after college to save and be with my family. I felt pressured from my parents because they compared me to my cousins, how I went to college and I couldnt find a good paying job and they didnt go to college but have good paying jobs in the hotel industry. I actually did find a good paying job at the temporary staffing agency, i started at the bottom as a receptionist but within a year the manager and owner made me switch positions with the accounting person and I proved to them I can do the job and better than her.
Fast Forward in 2007. I quit my job in Maui and moved to Las Vegas, NV with my new family, my husband and expecting my 1st child. In March -December 2007 I chose to stay home being pregnant. I know I wanted to work in the casino, but I also wanted to find work where I can do part time and on my own time so I was training to be a mortgage loan officer. I was fortunate to find a casino job and stopped training and I kept at that job till 2012.
2012 – It was the year I turn 30 and I didnt want to be full time customer service person in the casino. I told myself I know I can do better than this and actually get paid more. I quit and I decided to train as a massage therapist because I had already worked part time at a spa in 2011.
*Tip: if you have that gut feeling that you can be better and do better, you can , you just need to take that leap of faith like I did.
Stay tuned for next week’s post for more details.